Our solutions
Maximizing the value of your global employee benefit plans.
The ZGEBS global network of well-established insurance companies offers products and services in almost 150 territories, the largest of any global benefits network. From global profit sharing and global underwriting programs to a captive solution, we offer multinational companies a holistic approach to their risk management and financing solutions, maximizing the value of their global employee benefit plans.
Through our solutions, we offer the flexibility to include various employee benefits coverages, such as Death & Survivors Pensions, Critical Illness, Short and/or Long-Term Disability, Accident, Medical, and Dental benefits. However, it's important to note that coverage inclusion is subject to local laws and regulations and requirements as compliance and suitability for each territory needs to be ensured.
Explore our solutions
Global Profit Share
For those who want to consolidate employee benefits, our Global Profit Sharing Solution allows multinational companies to merge their group employee benefits plans into a single global risk financing solution. Experience rated based on annual claims, it offers the opportunity for profit sharing in positive outcomes. We offer two options: a stand-alone solution for larger multinationals and a multi-customer solution for smaller companies, providing flexibility and budget certainty.
Global Underwriting
Under our Global Underwriting Flex solution, multinational companies can centralize their operations and partner with our insurance network to benefit from worldwide risk accumulation. Our Global Underwriting Program, meanwhile, caters to highly centralized companies, offering upfront commitment and enhanced benefit terms and conditions.
Employee Benefits Captive
Our Employee Benefits Captive solution supports companies seeking increased control over their employee benefit risk strategies. By reinsuring (pooled) local plans to a customer-owned reinsurance captive, companies can improve cash flow, enhance employee benefits, and gain insights into valuable metrics. This option is ideal for midsize to large multinationals looking to ultimately cover their own employee benefits related risks and optimize pricing while gaining flexibility in underwriting terms and conditions.
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We help you find the right solution for your employee benefit plans.