Make the difference
Zurich’s internal flagship program to build our own entrepreneurs and empower innovation.
Our story
At Zurich, we know that our people are our strongest asset. We have our ear to the ground and finger on the pulse. That’s why in 2018, Make the Difference was formed as a way for us to elevate the voice of the employee, accelerate our efforts to execute on our strategy, and embrace new ways of working that increase the speed and impact of business change and innovation via bottom-up empowerment of our people.
Over the past four years, Make the Difference has brought together employees from all over the world with diverse talents and backgrounds who work in cross-functional teams to find ways to make Zurich simpler, more innovative, and more customer-focused. Together, we have listened to concerns, challenged the status quo, and found real solutions that have moved us forward. Always pushing to think outside the box, finding new ways of working to create cultural change.
Meet the 2023 participants
Akihiro Rodrigo Suzaki
Claims Transformation AI Lead (Japan)
The basics:
- Function: Claims
- Office Location: Japan
- Languages: English, Japanese, Spanish
- Nationality: Japanese, Spanish
- Hobbies: baseball, hiking/walking, snowboarding, gaming (narrative driven)
Key skills:
Experience working in a Direct Insurance business that is close to the end customer, AI and technology project management, CX Mastery, Customer Journey, Design Thinking. Flexible, inclusive, effective communication fostered though my international upbringing.
I'm passionate about Make the Difference because:
I am proud of Zurich’s commitment to sustainability, and I want to play a significant role in furthering our efforts. I am also interested in new ideas and technology. I want to execute our strategy of innovation to help us be more customer-centric and provide further value to our stakeholders.
Bimona Raychaudhuri
Business Transformation & Project Manager (Australia)
The basics:
- Function: Life Insurance Claims
- Office Location: Sydney, Australia
- Languages: English
- Nationality: Australian
- Hobbies: weight training, cooking, shopping
Key skills:
Strong project experience across project management and product ownership, experience across both the Life & P&C value chains, problem solving and creative solutioning
I'm passionate about Make the Difference because:
I get to collaborate with likeminded change makers in the organization. I’m also excited to take back what I learn to the Australian business and make a tangible difference at home.
David Ball
Strategy & Strategic Projects Manager (Australia)
The basics:
- Function: Strategy, Sustainability and Transformation, Australia & New Zealand
- Office Location: Sydney, Australia
- Languages: English
- Nationality: Australian
- Hobbies: swimming, yoga, travel, food
Key skills:
Strategy development and analysis, problem solving and project management, partnership management and experience implementing Zurich’s sustainability strategy
I'm passionate about Make the Difference because:
I want to contribute to shaping Zurich’s strategy and driving innovation and sustainability. I’m very excited to meet colleagues from around the world and collaborate.
Vy Pham
APAC Digital Platform Product Owner (Australia)
The basics:
- Function: Customer & Digital
- Office Location: Sydney, Australia
- Languages: English, Vietnamese
- Nationality: Australian-Vietnamese
- Hobbies: going down rabbit holes, finding a new recipe and cooking the dish to death, volunteering for everything
Key skills:
Agile delivery, growth hacking, strategy frameworks, ability to synthesize vast amounts of information quickly and build a story around it, great sense of direction and photographic memory and awesome PowerPoint skills.
I'm passionate about Make the Difference because:
it fosters a culture of innovation among employees, providing an opportunity to be part of a dynamic entrepreneurial community and accelerate our own growth.
Paulina Cabañas
Affinity Underwriting Manager (Mexico)
The basics:
- Function: Underwriting
- Office Location: Mexico City
- Languages: English, Spanish
- Nationality: Mexican
- Hobbies: going to the movies, hiking and discovering new restaurants (especially for breakfast)
Key skills:
Client facing and negotiation, knowledge of mass distribution insurance markets (especially microinsurance), pricing analysis for life and non-life insurance.
I'm passionate about Make the Difference because:
I want to learn how to use innovation, leadership, and sustainability to make a meaningful impact. Specifically, I'm excited to explore new ways of delivering insurance solutions to populations without financial inclusion.
Talita Valente
Senior Account Manager – Partnerships (Brazil)
The basics:
- Function: Sales and Distribution Management
- Office Location: Brazil
- Languages: Portuguese, English
- Nationality: Brazilian
- Hobbies: yoga, jogging, traveling to the beach and learning about new cultures
Key skills:
I am extremely organized; a good team player and I am very focused on results. Experience in retail strategy and the Affinity's space, launching new products and channels, and improving the customer journey.
I'm passionate about Make the Difference because:
it can give me the opportunity to learn about global strategies, and it is also concerned with hot topics focused on customer centricity.
Abbie Oliver
Digital Partnerships and Innovation (Dubai)
The basics:
- Function: Digital Acquisition, Customer Experience and Inforce Management
- Office Location: Zurich Middle East, Dubai
- Languages: English
- Nationality: British
- Hobbies: hiking, netball and design
Key skills:
I bring experience in other industries and geographies, start ups, digital and organizational change. My skills include CX & service design, collaboration and portfolio strategy.
I'm passionate about Make the Difference because:
I believe that disruptive and innovative ideas can only emerge from diverse perspectives and experiences. Being able to collaborate and learn from group and other change makers different business units is a unique opportunity to expand my knowledge, challenge my assumptions, and gain new insights that can help me drive meaningful change in my own field. I am excited to be part of a community that values creativity, diversity, and collaboration, and to contribute to shaping the future of business with a fresh and open-minded approach.
Brian Bos
Senior Underwriter, Property (The Netherlands)
The basics:
- Function: Market Facing
- Office Location: The Hague, The Netherlands
- Languages: Dutch, English, German (basic)
- Nationality: Dutch
- Hobbies: working out, card games, home improvement, go-kart racing, watching sports, films and series
Key skills:
I bring strong leadership through listening and love to support people and empower them. My skills include the ability to adapt quickly to new environments & roles, flexibility and a committed mindset, and a cool head under pressure with some dry humor here and there.
I'm passionate about Make the Difference because:
it reflects everything I stand for and pursue. In every role, in every team I want to make a difference, giving a 110% to understand and improve any situation, and strive for long-term success. Given my ambition to be an inspirational leader within Zurich one day – this program offers all tools, network capabilities and the challenging mindset to help me pursue my dream.
Heather McNab
Change Enablement Specialist (UK)
The basics:
- Function: Claims
- Office Location: Glasgow
- Languages: English
- Nationality: English
- Hobbies: digital art, video games, photography, crafts and anything creative
Key skills:
I am very creative and love to think outside of the box and try new things. I believe my change and project management skills will really shine in this program. I bring a lot of passion to anything I get involved in and know that this will shine through.
I'm passionate about Make the Difference because:
change gets me excited. I love getting to the root of a problem and finding new and innovative ways to solve it, whilst collaborating with others. I love to work with new people and think this program will be a great way to do so!
Kate Goodall
Continuous Improvement and Automation Manager (UK)
The basics:
- Function: UK Operations
- Office Location: London
- Languages: English
- Nationality: British
- Hobbies: spin classes, watching football, reading
Key skills:
I am about to be signed off for my LEAN black belt, so have quite a lot of technical change knowledge. I would also describe myself as a people person who is able to build relationships quickly and manage projects effectively to deliver tangible results.
I'm passionate about Make the Difference because:
I think it will offer us a chance to understand Zurich culture from a broader perspective. I am excited to be surrounded by people who want to push themselves out of their comfort zone and drive real positive change in such a large organization.
Kieran Naidoo-Bagwell
Senior Market Underwriter (UK)
The basics:
- Function: Specialties, Commercial Insurance
- Office Location: London (Mark Lane)
- Languages: English
- Nationality: British
- Hobbies: food, music, traveling, clothes
Key skills:
I am a dynamic team player and creative thinker, with strong listening skills.
I'm passionate about Make the Difference because:
it combines an exceptional education program with a unique opportunity to experience Group whilst learning about innovation and sustainability at a macro level.
Maria Tumareva
Project Manager (UK)
The basics:
- Function: Operations & IT
- Office Location: Whiteley, UK
- Languages: English, Russian, French
- Nationality: Russian
- Hobbies: art, cinema, traveling, exploring new places, tennis and yoga
Key skills:
I have strong project management, problem-solving and creativity skills.
I'm passionate about Make the Difference because:
it is a great opportunity to learn more about Zurich Global, meet people from all over the world and work together to create impact.
Sebastián Zárrate
Data Scientist Analyst (Spain)
The basics:
- Function: International Programs - Global Operations Strategy
- Office Location: Madrid
- Languages: Spanish, English
- Nationality: Colombian
- Hobbies: outdoor sports
Key skills:
I can plan, design, organize, and execute projects involving cross-organizational stakeholders. Through visualization, I can make complex topics easy to understand to support the decision-making process. With active listening, assertiveness, and humor I build positive working relationships to achieve goals.
I'm passionate about Make the Difference because:
it mirrors my own beliefs “we need change to move forward”. Being part of this program is a unique opportunity that offers access to great tools & mentors to propel my thinking, behavior and strengthen my “make a difference muscle” for Zurich and my personal growth.
Stephan Regius
Category Lead EPS & HR (Switzerland)
The basics:
- Function: Procurement & Vendor Management
- Office Location: Zurich, Switzerland
- Languages: German, English, French (basic)
- Nationality: Austrian
- Hobbies: sports, music, books, Natalie (3) & Sophie (1)
Key skills:
Strong project experience across project management and product ownership, experience across both the Life & P&C value chains, problem solving and creative solutioning.
I'm passionate about Make the Difference because:
I enjoy meeting and collaborating with colleagues from different functions and markets. I am looking forward to creating an impact on the future of Zurich.
Yannick Nett
Senior Actuary (Germany)
The basics:
- Function: Finance
- Office Location: Cologne, Germany
- Languages: German, English, French
- Nationality: German
- Hobbies: sports (football, golf, gym), travel
Key skills:
I am very passionate about driving change and improving the status quo. I can deliver valuable results quickly. I thrive in new and challenging situations. As an actuary I am very structured, organized and able to think logically.
I'm passionate about Make the Difference because:
it is a great opportunity to improve both professionally and personally. I would like to see the company as a whole and how different BUs and different departments work and interact together. I am eager to develop (new) skills.
Abby Prince
Digital Finance Transformation Analyst (USA)
The basics:
- Function: Finance
- Office Location: Schaumburg, Illinois, USA
- Languages: English
- Nationality: American
- Hobbies: cooking, biking outdoors and on my Peloton, hiking, volleyball, traveling, water skiing and boating
Key skills:
Solution-driven leader, effective communicator, extremely organized, energetic collaborator, and passionate about innovation.
I'm passionate about Make the Difference because:
I am not only passionate about developing my personal skills but also making a change within Zurich. I also am passionate about collaborating with others from diverse backgrounds towards a common goal and I am exceptionally excited for the opportunity to do this with Make the Difference.
Arjun Gulati
Strategic Consultant (Canada)
The basics:
- Function: Strategy Execution
- Office Location: Toronto, Canada
- Languages: English, Hindi
- Nationality: Indian, Canadian
- Hobbies: reading, listening to music and gaming
Key skills:
Knowledge of Insurance fundamentals, critical thinking, problem solving, multi-tasking and drive for result.
I'm passionate about Make the Difference because:
I believe that the program will provide me with the platform and opportunity to further improve myself by learning from my team members and, also from the ExCo members across Zurich organization.
Justin Kammer
Senior International Underwriter, IPZ Casualty (USA)
The basics:
- Function: Underwriting
- Office Location: Phoenix, Arizona, USA
- Languages: English, Spanish (basic)
- Nationality: American
- Hobbies: hanging out with my dogs, tending to my houseplants
Key skills:
I have a clear understanding of the end-to-end underwriting process and bring a unique perspective of Zurich’s value proposition due to my experience working in IPZ with our global offices and network partners.
I'm passionate about Make the Difference because:
I want to contribute to something bigger at Zurich that can impact and improve the internal and external experience for many facets of our organization on a global level.
Troy Miller
Strategic Analyst (USA)
The basics:
- Function: Finance within U.S. National Accounts
- Office Location: Schaumburg, Illinois, USA
- Languages: English
- Nationality: American
- Hobbies: running, playing basketball, finding new places to eat in Chicago
Key skills:
Analytical and curious mindset, advance modeling skills, finance business partner experience providing performance results and collaborating on the financial plan and strategic objectives.
I'm passionate about Make the Difference because:
it’s an opportunity to get out of my comfort zone, partner with colleagues across the globe, and learn and develop at an accelerated pace. To be able to do this while helping execute on Zurich’s strategy is an outstanding opportunity.
Our 2023 cohort
In 2023, we are developing 19 high-potential talented individuals representing 12 countries through an immersive 9-month modular program that builds knowledge, and enables practical experience in Business Unit led projects. At various points throughout the program, participants draw on the expertise they develop to represent the voice of the employee to Business units, Group Strategy, Group ExCo and the Board of Directors.
We combine education with hands-on experience and provide employees with exposure to Senior Leadership to equip them with the necessary skills to help create a Zurich that is ready to take on the future.
We partner with one of the top universities in the world, the University of St. Gallen, as well as internal experts, to upskill participants in critical business and leadership skills.
To supplement academic skills, participants also gain practical experience, bringing theories to life within the organization. These practical experiences will take the form of two secondments:
- One with an external perspective - where participants facilitate success by driving 13 initiatives in the accelerator phase of the Zurich Innovation Championship, partnering with startups and BU leaders – helping to bring the outside in.
- Another with an internal perspective - where participants help drive sustainable growth by partnering with Group Sustainability and key Business Unit’s to deliver on sustainable revenue targets.
This evolved program is a truly unique experience for both our company and our employees. Zurich benefits not only from a strong internal pipeline, but our employees also broaden their external and internal expertise, helping them to build transferable skills for the workplace and future to come.
Participants will go through a 9-month immersive experience building credibility of expertise to represent the voice of the employee
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Education phase
April 24 - May 26
Upskill in critical skills to contribute to our business transformation.
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External Innovation phase
May 29 - September 14
Work with start-ups and BU leaders in the Zurich Innovation Accelerator.
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Education phase
September 18 - October 13
Upskill in critical leadership skills.
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Internal Innovation phase
October 16 - December 16
Work in a regional project linked to our Sustainability strategic goals.
Image gallery
Zurich Innovation Championship 2023
Zurich Insurance Group has just closed the applications for the fourth edition of its global startup collaboration program.