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Global Profit Share

Streamlining employee benefits

Empower your multinational company with our Global Profit Sharing solution, designed to consolidate group employee benefit plans into a unified, global risk financing approach. Experience-rated based on annual claims, this solution offers the potential for profit sharing at year-end, fostering financial stability and growth opportunities.

We offer two distinct options to cater to your company's unique requirements:

  • Stand-alone solution: Ideal for larger multinationals seeking to leverage their own employee benefit plans' expertise.
  • Multi-customer solution: Perfect for multinational companies looking to start building their portfolio with Zurich and pooling of employee benefit plans from other multinational companies to create a larger experience pool.

Key benefits

Profit share

Receive a share of the profits based on a positive claims experience of the pool.

Data insights​

Access centralized management information via our comprehensive annual reports, offering insights into financial results per country.

ESG support

Align with Environmental, Social, and Governance (ESG) goals by identifying and enhancing minimum employee benefits for your workforce worldwide and closing existing coverage gaps.

Enhanced free cover limits​

Gain enhanced free cover limits of up to US$1,500,000* for lump sum benefits, ensuring comprehensive coverage.

*Subject to solution premium volume and global profit sharing terms.

Minimum requirements:

For stand-alone solution:

  • Minimum annual premium of US$500,000 within the global solution.
  • Coverage for 500 employees or more across three or more countries.
  • Minimum premium per country: US$25,000.

For multi-customer solution:

  • Minimum annual premium of US$50,000 within the global solution.
  • Coverage for 50 employees or more in at least one country.
  • Minimum premium per country: US$25,000.
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