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Employment Practices Liability

Our market-leading cover offers worldwide protection against claims for employment-related discrimination, harassment or wrongful termination.

Your benefits

Our Employment Practices Liability insurance (EPLI) protects your company, managers and employees against financial risk resulting from employment-rated claims, such as wrongful termination or non-compliance with data protection laws.

If you have operations in the US, you can gain a clearer understanding of the changing employment legislative landscape with complimentary access to risk management tools – HR Care® and HR Classroom. HR Care® helps you keep up to date with employment law and HR Classroom is a way to deliver high-quality, easy-to use compliance training concerning discrimination and sexual harassment prevention.

Through our market-leading Zurich International Programs we can deliver tailored, aligned with local regulations, centrally managed insurance programs to protect your liability risks and more across the globe.

Our Claims experts around the world are ready to give you the help you need.

The frequency and severity of employment practice claims is rising around the world. Typical actions taken by employees, either individually or in class actions, include:

Wrongful termination and unfair dismissal, including constructive dismissal

Discrimination and sexual harassment

Equal pay

Retaliation/whistle-blowing claims

Deprivation of career opportunity

Employment-related misrepresentation

Failure to employ or promote a person

Emotional distress and mental anguish

Market-leading coverage

Our Employment Practices Liability insurance includes:

  • cover for fees, expenses and compensation awards including punitive damages arising out of alleged or actual wrongful employment acts
  • third-party liability claims coverage as standard
  • cover for insured persons acting as 'Outside Directors' in associated companies.

We offer broad extensions related to:

  • cost for educational, sensitivity or diversity training;
  • costs for the hiring of an IT security consultant to review and revise existing data protection policies or develop an internal incident response plan in connection with a covered Claim; and
  • public relations and crisis management costs.

Contact us

Should you have any questions or need further information please reach out to your local Zurich contact or your broker.

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Policy language and conditions may vary and are subject to applicable regulatory and legal requirements
Policy conditions apply and this is not a part of your or any issued insurance contract