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Financial Institutions Directors and Officers Liability

Industry leading coverage options for your company leaders

Operating in a highly specialised, heavily regulated environment, directors and officers in the financial sectors face a myriad of complex risks.

Our comprehensive Directors & Officers (D&O) Liability insurance helps to give your company leaders greater certainty with state of the art, market-leading coverage.

What is D&O insurance for financial institutions?

Financial Institutions Directors and Officers insurance protects your institution, its directors and its employees against alleged wrongful acts whilst acting in a managerial and fiduciary capacity around the world.

This helps to attract knowledgeable and qualified directors and officers to make strategic decisions in line with your company's best interests.

Solutions

We will support you with proprietary market leading coverage solutions, embedding:

Enhanced coverage

with updated language and provisions to address emerging risks and exposures.

Simplified and globally consistent policy language

adapted to reflect local single law requirements and legal exposures.

Improved contract certainty

and coverage applicability (i.e. affirmative cyber).

Dedicated professional teams

in underwriting, claims handling, captive and capital optimization, risk management and compliance.

A global network

that provides specific global services and solutions for financial institutions.

Our Directors and Officers insurance solutions protect your parent company and all its subsidiaries and investment entities or funds, including those created or acquired during the policy period.

financial reports

Coverage extensions

  • Awarded damages and liability
  • Agreed out-of-court settlements
  • Defense costs
  • Professional investigations and representation costs
  • Mitigation costs
  • Pre-claims and emergency costs
  • Additional protection for individual insured persons
  • Additional protection for the estates, heirs and legal representatives of the insured persons

Our Directors and Officers Liability insurance is often combined and blended in a single insurance solution with other financial lines covers like Employment Practices Liability, Pension Trust or Fiduciary Liability, Professional Liability, Comprehensive Crime Insurance or Cyber.


Our Directors and Officers Liability products are constantly reviewed to grant market leading cover, and addressing emerging risks and exposures like:


  • cyber threats risk awareness and training
  • ESG dedicated additional cover language
  • environmental mismanagement
  • health and workplace safety violations or corporate manslaughter
  • insolvency or financial impairment of the company
  • company crisis communication
  • tailored separate international programs limit towers

Who we work with

office buildings seen from below
  • Banks and building societies
  • Insurance and reinsurance companies and brokers
  • Assets and fund managers
  • Investment funds including hedge funds
  • Private equity and venture capital firms
  • FinTech firms
  • Other financial institutions like stockbrokers, clearing houses, exchange platforms and services

Our team in numbers

Broad captives’ services and solutions, for best optimization of capital with risk transfer

Contact us

Should you have any questions or need further information please reach out to your local Zurich contact or your broker.

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Policy language and conditions may vary and are subject to applicable regulatory and legal requirements
Policy conditions apply and this is not a part of your or any issued insurance contract