![colorful wooden puzzle](-/media/project/zurich/dotcom/products-and-services/images/stage-zurich-prime-2023.jpg)
Zurich Prime
International Property Damage and Business Interruption Policy
Here to provide consistent protection for your property, no matter where it is across the globe, Zurich Prime International Property Damage and Business Interruption Policy is our worldwide standard wording for your international program coverage.
Zurich Prime for peace of mind
Naturally, as an internationally operating company across multiple countries and jurisdictions, you require a consistent approach in protecting your property risks globally; Zurich Prime is the policy for your needs.
Benefits
Transparency and Consistency
The same coverage for you everywhere
Recognising it is key to respect local regulatory and mandatory provisions, Zurich Prime provides the same consistent coverage to protect your property across all countries.
A consistent overview of what is covered
Maintaining focus on your needs as a customer, increased transparency and efficiency at all levels provides the consistent overview you need of what is covered across your policies.
Less policy complexity, despite the environment
No matter how complex the environment in which you operate, our approach brings clarity about what is covered under local policies in different countries to reduce program complexity.
Cost efficiency
Saving you from unnecessary expense
In combination with the other advantages of our Zurich Prime solution and the reduced risk of leakage (provision of unintended cover), the result is a cost benefit passed on to you, as a Zurich International Program customer.
Clarity about agreed terms
A policy solution you can understand
At Zurich, we understand that terminology such as “good local standard” is subject to interpretation and does not offer sufficient clarity for customers, nor contract certainty at the time of binding a program. So, because the policy wording is part of the proposal for a Zurich International Program, under Zurich Prime the agreed coverage terms for local policies – not just the Master Policy – are defined with genuine clarity. This means there will be no surprises for you after the program has been concluded – a unique feature in the market.
Fast and Efficient issuing of policies
Saving you time as well as money
A fast and efficient issuance of local policies is ensured by having their coverage and terms agreed from the binding of your International Program. There is no need for making coverage comparisons, or for lengthy adaptations of local standard policies in order to try to align with your Master Policy coverage – an approach that has proved to be neither sustainable nor viable.
The time you save through the use of a global standard wording helps to reduce that required for clarification and verification of local terms, too – meaning you are saving valuable time at all levels. At Zurich, we also use a standard policy endorsement library for greater flexibility to cater for your specific needs, all the while ensuring a more efficient and consistent approach.
Availability
More than
10countries
as a master policy wordingAlmost
100countries
as a local policy wordingMultiple
languages
across the globeDownloads
Contact us
Should you have any questions or need further information please reach out to your local Zurich contact or your broker.
![woman working on laptop](/-/media/Project/Zurich/Dotcom/products-and-services/images/400x400-routing-tool-CI.jpg?v=2)
Find products and services in your location
Products and services vary by country
Because the needs of our customers are different, our products and services also vary around the world. Insurance and financial products and services are provided by licensed members of the Zurich Insurance Group (Zurich). Not all products or services listed are available in all jurisdictions or to all customers. Please contact your local Zurich office for details about the relevant products and services in your country. No warranties or guarantees are being made by Zurich based on statements on this website.